Ready when you need us
We provide asset-backed commercial financing for small to mid-sized businesses across Canada
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Credit decisioning within 6 hours
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Document prep within 2 hours
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Daily payment processing
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Application management portal for originators
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Electronic docs supported (major providers accepted)
Speed & Efficiency
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Cash-to-close target of 3-10%
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Range of transactions including: vendor or private sales, sale-leaseback, repair financing, property collateral
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Consideration of almost any new or used revenue-generating commercial asset
Flexible Structure & Assets
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Accepting startups up to $100k
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Established businesses with fleets of assets under management
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Competitive offering for near-prime credit and will accommodate blemished profiles
Range of Client Types
The Everyday Advantage
As an alternative lender, Everyday is uniquely positioned to address common pain points for companies that require capital.
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Industries Serviced & Common Equipment
Registered with OMVIC and CFLA and provides asset-backed financing to Canadian businesses that are typically underserved by traditional financial institutions.
Who
Committed to helping entrepreneurs manage cash flow as they scale. Exposure per client can range from $10K to $1M, with an average transaction size of $70K and single transaction limit of $300K.
What
Registered for operations across 9 Canadian provinces (excl. QC, YT, NT, and NU). The head office is located in Toronto, Ontario, Canada.
Where
About Everyday Equipment Finance
Contact Us
Emails for common inquiries:
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Credit - credit@everydayef.com
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Insurance - insurance@everydayef.com
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Buyouts - buyout@everydayef.com
Everyday Equipment Finance Inc.
Phone: 800-961-4899
Fax: 800-651-3289
Head Office: 510-1131A Leslie St, Toronto, ON M3C 3L8
Meet The Team
Serving Canadian companies since 2005, under the previous name Summit Credit Corp. The company changed ownership in 2022 and the name was changed in March 2024.
When
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Construction & Waste Removal
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Rental Equipment Fleets
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Excavators & Loaders
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Dump & Vac Trucks
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Bins
Industrial
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CNC Machinery
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Generators
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Embroidery
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Printers
Logistics
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Transport Trucks
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Trailers
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Forklifts
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Warehouse Racking
Landscaping & Property Maintenance
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Tractors
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Backhoes
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Lawn Mowers
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Plows & Blowers
Light-Duty Work Vehicles
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Sprinter & Cargo Vans
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Pickup Trucks
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Sales & Luxury Sedans or SUVs
Healthcare & Beauty
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Laser Hair Machinery
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Dental Equipment
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MRI Machinery
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Software